RAC Breakdown Cover: The Complete Guide

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 RAC Breakdown Cover: The Complete Guide

The RAC is one of the UK's leading breakdown providers, offering a range of cover options to suit all drivers. Whether you're looking for basic cover or comprehensive protection, the RAC has a policy that will meet your needs.

In this guide, we'll take a look at everything you need to know about RAC breakdown cover, including the different types of cover available, the costs, and the benefits. We'll also answer some of the most common questions about RAC breakdown cover.

What is RAC breakdown cover?

RAC breakdown cover is a type of insurance that provides assistance if your car breaks down. The RAC will send a patrol to your location to help you get your car back on the road. Depending on the level of cover you choose, the RAC may also provide other services, such as:

  • Towing your car to a garage
  • Providing a replacement car
  • Paying for the cost of repairs
  • Providing roadside assistance, such as changing a flat tire or jump-starting your car

What are the different types of RAC breakdown cover?

The RAC offers a range of breakdown cover options to suit all drivers. The most basic level of cover is Essential Breakdown Cover. This covers you for breakdowns in the UK and Europe.

If you want more comprehensive cover, you can choose from the following options:

  • Premier Breakdown Cover: This includes all the benefits of Essential Breakdown Cover, plus additional benefits such as cover for breakdown in the USA and Canada, and cover for your car being stolen or vandalized.
  • Platinum Breakdown Cover: This is the most comprehensive level of cover offered by the RAC. It includes all the benefits of Premier Breakdown Cover, plus additional benefits such as cover for your car being in an accident, and cover for your car being damaged by flooding or fire.

How much does RAC breakdown cover cost?

The cost of RAC breakdown cover depends on the level of cover you choose, your age, and the make and model of your car. You can get a quote online or by calling the RAC on 0330 159 8743.

What are the benefits of RAC breakdown cover?

There are many benefits to having RAC breakdown cover. Here are just a few:

  • Peace of mind: Knowing that you're covered if your car breaks down can give you peace of mind when you're on the road.
  • Convenience: The RAC will send a patrol to your location to help you get your car back on the road as quickly as possible.
  • Cost savings: RAC breakdown cover can save you money on the cost of repairs, towing, and other expenses if your car breaks down.

How to claim on RAC breakdown cover

If your car breaks down, you can claim on your RAC breakdown cover by calling the RAC on 0330 159 8743. The RAC will send a patrol to your location to help you get your car back on the road.

FAQs about RAC breakdown cover

What happens if I break down outside of the UK?

If you break down outside of the UK, you will need to contact the RAC's international assistance service. The RAC can arrange for a patrol to come to your location, or they can arrange for you to be taken to a garage.

What happens if my car is stolen or vandalized?

If your car is stolen or vandalized, you will need to contact the RAC as soon as possible. The RAC will help you to file a police report and they will also help you to claim on your insurance.

What happens if my car is in an accident?

If your car is in an accident, you will need to contact the RAC as soon as possible. The RAC will help you to file a police report and they will also help you to claim on your insurance.

Conclusion

RAC breakdown cover is a valuable insurance policy that can provide peace of mind and financial protection if your car breaks down. If you're looking for a comprehensive breakdown cover policy, the RAC is a great option.

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